An SWP allows an investor to withdraw a fixed amount of money from their mutual fund investment at regular intervals (monthly, quarterly, etc.). It is the opposite of a SIP and is commonly used to generate a regular income stream after retirement.
Our SWP calculator takes your total investment amount, the monthly withdrawal you desire, and the expected return rate. It then calculates how long your money will last and what the final balance will be at the end of your chosen period.
SWPs are often more tax-efficient than dividend options, as the withdrawals are treated as redemptions and only the capital gain portion is taxed. It also provides more control over the cash flow compared to unpredictable dividend payments.
SWP is ideal for retirees looking for a steady monthly pension-like income, or any investor who needs regular cash flow from their accumulated corpus while keeping the remaining amount invested in the market.